Apply Online for SBI Credit Cards to Save on Travel and Fuel

With online and digital payments taking over our lives, a Credit Card facility offered by banks and other financial institutions allows you to make instant online and physical purchases on a credit basis. Besides you get reward points for your spends that can be redeemed to shop more.

With SBI Credit Cards, you can make the most from your spends on travel and fuel. Here’s how:

How SBI Credit Cards Help You Save on Travel and Fuel?

Some SBI Credit Cards enable cardholders to avail some amazing travel benefits, such as waiver on fuel surcharge, reward points/miles and discounts on air and train-tickets, complimentary lounge access, offers on hotels, travel insurance, and so on.

SBI Credit Cards That Help You Save on Travel and Fuel SBI has a variety of Credit Card offers which help you save money spent on you travel and fuel expenses, such as:

1. BPCL SBI Card

  • Get bonus reward points of 2,000 on activation, worth Rs. 500.
  • Reward points can be redeemed for fuel purchase at all BPCL outlets.
  • Earn 13X reward points on fuel purchases done at BPCL petrol pumps across the world.
  • Get 3.35% + 1% as fuel surcharge waiver on each transaction worth Rs. 4,000.
  • Joining Fee: Rs. 499
  • Annual Fee: Rs. 499

2. Yatra SBI Card

  • Get gift voucher of worth Rs. 8,250 as a welcome gift.
  • Rs. 1,000 off on domestic airfares (on min. transaction of Rs. 5,000).
  • Rs. 4,000 off on international airfares (on min. transaction of Rs. 40,000).
  • 20% off on bookings at domestic hotels (on min. transaction of Rs. 3,000).
  • 2 complementary access to domestic airport lounges of MasterCard in each quarter.
  • 1% fuel surcharge waiver on all petrol pumps across India.
  • Get complementary air accident cover worth Rs. 50 Lakhs.
  • Joining Fee: Rs. 499
  • Annual Fee: Rs. 499

3. Air India SBI Signature Card

  • Get welcome gift of 20,000 reward points.
  • Complimentary membership for Air India Frequent Flyer Program
  • Annual Card Anniversary gift of 5,000 reward points.
  • Get complimentary Priority Pass Program and enjoy access to international airport luxury lounges.
  • Avail the benefit of complimentary Visa Lounge Access Program at major domestic airports in India.
  • Get up to 30 reward points on spending each Rs. 100 on booking Air India tickets through Air India’s official website and mobile app.
  • Points for every Rs 100 spent on buying Air India tickets (up to 30 points).
  • Earn up to 1 Lakh bonus reward points yearly.
  • You can convert your SBI reward points into Air India miles (1 point = 1 mile).
  • Joining Fee: Rs. 4,999
  • Annual Fee: Rs. 4,999

4. Air India SBI Platinum Card

  • Get a welcome gift of 5,000 reward points.
  • Earn up to 15,000 reward points every year.
  • Get an annual gift of 2,000 points on the cards anniversary.
  • Earn 15 SBI reward points on every Rs.100 spent on Air India ticket booking.
  • Complimentary membership for Air India Frequent Flyer Program.
  • You can convert your SBI reward points into Air India miles (1 point = 1 mile).
  • 1% fuel surcharge waiver on all petrol pumps across India.
  • Joining Fee: Rs. 1,499
  • Annual Fee: Rs. 1,499

5. IRCTC SBI Platinum Card

  • Up to 10% value as points for railway ticket purchases
  • Get 350 reward points on spending Rs. 500 or more on card activation.
  • Earn up to 10% cashback as reward points on buying tickets through IRCTC.
  • Earn 1 reward point on spending every Rs. 125 on non-fuel purchases.
  • Save transaction charges up to 1.8% on railway ticket bookings.
  • 1% fuel surcharge waiver on all petrol pumps across India.
  • Joining Fee: Rs. 500
  • Annual Fee: Rs. 300

Now, when you know which Credit Card can get you travel and fuel benefits, here are some crucial details related to the SBI Credit Card application.

Eligibility Criteria for SBI Credit Card

Age: Minimum 21 years for the primary cardholder.

Income: Minimum monthly income of Rs 20,000 (depends on the type of Credit Card you are applying for).

CIBIL Score: 700 or above

Documents Required for SBI Credit Card

A. PAN Card

B. Identity and Address Proof – (Any one of the following):

  • Aadhaar Card
  • Passport
  • Ration Card
  • Rent Agreement or Lease Agreement
  • Recent Telephone, Gas, or Electricity bill

C. Proof of Income

1. Salaried Persons

  • Employment letter, Salary Certificate, ID card
  • Recent salary slips, Bank statements for 6 months
  • Form 16 / IT Returns for 1 year at least

2. Self-Employed Persons

  • Financial documents (Audited Balance Sheet and Profit & Loss Statement)
  • ITR for 2 years, 6-months bank statement showing income and credits
  • Proof of continuity of business for at least 2 years
  • Registrations like GST, premises lease agreement, registration under Shops and Establishments act.

 What are the Fees and Charges Applicable at Joining?

  1. Joining fee – SBI Credit Cards have a joining fee that varies depending on the card applied for. The joining fee starts from Rs. 499.
  2. Renewal fee –There is an annual renewal fee on the card after the first year. It starts from Rs. 499
  3. Interest charged– Depending on the billing cycle and the due date for repayment which could vary from 20 days and up to a maximum of 50 days the amount can be used free of interest. All part-payments attract interest on the balance amount and the interest rates are 3.5% per month on all outstanding amounts.

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